There are very consistent traits of people with a high credit score.  For example, two-thirds have less than $8,500 in total debt balances excluding mortgages, 96% have no missed payments on their credit reports and high achievers use an average of 7% of their available credit on credit cards.

Derek Boyd from Credit Law Solutions is highly respected in the area of credit repair supported by a very high number of 5 star reviews on yelp.  In this episode Derek explains in detail what credit means and how it can be improved.  Here are some of the questions Dino asked Derek:

• How does credit repair work?
• What is the Best Credit Score Possible?
• What are the factors that contribute to a high credit score?
• Is credit repair a quick fix or does it last?
• How much does credit repair cost?
• Can you help someone through a Bankruptcy?

The investments in your retirement account can be self-directed by you. Most IRAs are typically invested in stocks, bonds and mutual funds. With a self-directed IRA from, as the name implies, you make the investment choices. The types of investments are almost limitless.

On this show Kaaren Hall from UDirect IRA Services, LLC talks to Dino about the benefits of using a self-directed IRA.  Here are just some of the questions Dino asked Kaaren:

*  Is Self-Directing for everyone?

*  Can my IRA borrow money?

*  How long does it take to self-direct an IRA

*  When I open an IRA do I get a checkbook?

*  Is self-directing my retirement something new?

*  What kinds of assets can I invest in with a self-directed IRA?

*  Can I use my SDIRA as a down-payment on a house?